The Banca de Economii issues the following types of cards:

Visa Electron – this card is the most popular VISA debit card nowadays. It allows You to receive cash in the automated teller machine network and to pay for goods and services in commercial points endowed with thePOS-terminal, that function on-line. For every Electron card operation it is necessary to read the magnetic band and to implement the authorisation. The given card can also be used for the payment through the Internet network.

Cirrus/Maestro - It is a debit card. It allows You to withdraw cash from the ATMs network and to pay for goods and services in commercial points endowed with the POS-terminal, that function on-line. For every Cirrus/Maestro card operation it is necessary to read the magnetic band and to implement the authorisation. Cash withdrawing without introducing the PIN-code in other than the issuing banks subdivisions is impossible.

MasterCard Standard and Visa Classic – the international debit or credit cards – issued for the individuals. The given card allows performing the operations in commercial points so more as endowed with the POS-terminal, as with the imprinters. The given card can also be used for the payment through the Internet network. The card is embossed, that allows its utilisation in the imprinting. On the given card not all the operations are authorised – some of them are performed off-line. This card usage facilitates the service at different commercial unities, hotels, and restaurants or car renting companies.

MasterCard Gold and Visa Gold - is an international credit card issued to the individuals – the bank customer that are trustworthy and have huge incomes. The elite Gold card assures its holders a high quality of service, representing a real credential in the business world. In addition to the benefits offered by the MasterCard Standard or the Visa Classic cards, the MasterCard Gold and the Visa Gold cards contribute to the comfort and safety of the holder by offering some considerable facilitations: a high limit of loaning, the urgent card manufacture or the receiving of a definite amount of cash in the case of stilling or losing the card.

The Banca de Economii JSC assures for the cardholders:

The safetyness:

• The money on the card can not be stolen or lost;
• If the card is stolen or lost, its account can be blocked at any moment by making a simple telephone call;
• The use of the PIN-code (the cardholder’s electronic signature) excludes the use of the card by unauthorised persons.

The Convenience:

• The possibility to deposit/withdraw cash into/from the card account at more than 100 subdivisions of the Banca de Economii throughout the country;
• The possibility to withdraw cash 24 h a day at the bank’s automated teller machine network or from other banks within the country or abroad, where you can see the sign of your card;
• The recording and the monitoring of the performed monthly expenses based on the statements, that can be requested by e-mail, SMS-banking or at the subdivisions of the Banca de Economii;
• The international acceptance and the transfer payment of the shops, restaurant, hotels and Internet, etc. products and services.
• The possibility to receive money from abroad directly on the card, using the bank’s requisites.
• The converting of the card financial funds into the necessary currency at an advantageous rate;
• The money on the card account do not need to be declared while crossing the border;
• The possibility to set up additional cards for Your relatives, granting them a limited or unlimited access to Your bank account.

The Flexibility:

• Advantageous  service fees;
• The possibility to fill up the cards by cash or by transfers, in lei or foreign currency;
• The possibility to set up the card in national currency, USA dollars or Euros;
• The access to Your bank account is for 24 hours a day;
• Accrued interest on Your account balance;
• The debit and the credit cards can be issued for both, the individuals and the legal entities;

The Prestige:

Holding the international card constitutes a real credential wherever You may be.