Loans, granted from International Financial Bodies’s resources

Loans, granted from International Financial Bodies’s resources

 

1. Rural Financing and Small enterprises Development Project FIDA-R7 (FIDA I)

Loans for small and medium enterprises in the agriculture, of any legal organizational form based on private capital, located outside the boundaries of the two major cities in Moldova: Chșinău and Bălți.

Loan amount (maximum): Equivalent of 500,000 USD.

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term: 

  • 5 years;
  • 15 years for viticulture and fruit growing.

Grace period up to 2 years. To activities in viticulture and fruit growing upt ot 5 years.

Contribution of the beneficiary:10% of the total project value.

Eligibility criteria for beneficiaries:

1. Have a number of employees not more than 50 people,

2. Annual net sales volume does not exceed 10 million. MDL

3. Are registered under the Moldovan legislation, completely private.

 

 

2. Agriculture Revival Project FIDA PRA-R9 (FIDA II)

Loans for small and medium enterprises in the agriculture, of any legal organizational form based on private capital, located outside the boundaries of the two major cities in Moldova: Chșinău and Bălți.

Loan amount (maximum): Equivalent of 100,000 USD.

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term:

  • 2 years for working capital (25% of total investment);
  • 7 years;
  • 15 years for perennial plantings.

Grace period up to 3 years. For perennial plantings up to 5 years.

Contribution of the beneficiary: 20% of the total project value.

Eligible activities: Project finance any agricultural development activities in rural areas as follows: 1. planting vineyards and orchards, 2. processing and packaging of agricultural production, 3. livestock production, 4. seed and seedling production, 5. vegetable growing in greenhouses, 6. storage and preservation of agricultural products, 7. collection and sale of perishable products, 8. mechanized services in agriculture, 9. other agriculture related activities and services

Eligibility criteria for beneficiaries:Rural enterprises in the agriculture of any legal organizational form based on private property, with the following eligibility criteria:

1. Are registered under the Moldovan legislation and authorized to expand entrepreneurial activities,

2. Keep track of accounts and show the standard financial reports.

 

 

3. Rural Business Development Program FIDA PDAR-10R (FIDA III)

Loans for small and medium enterprises in the agriculture, of any legal organizational form based on private capital, located outside the boundaries of the two major cities in Moldova: Chșinău and Bălți.

Loan amount (maximum): Equivalent of 150,000 USD.

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term:

  • 2 years for working capital (25% of total investment);
  • 15 years.

Grace period up to 5 years.

Contribution of the beneficiary: 20% of the total project value.

Eligible activities: Project finance any agricultural development activities in rural areas as follows: 1. planting vineyards and orchards, 2. processing and packaging of agricultural production, 3. livestock production, 4. seed and seedling production, 5. vegetable growing in greenhouses,6. storage and preservation of agricultural products, 7. collection and sale of perishable products, 8. mechanized services in agriculture, 9. other rural business.

Eligibility criteria for beneficiaries: Rural enterprises in the agriculture of any legal organizational form based on private property, with the following eligibility criteria:

1. Are registered under the Moldovan legislation and authorized to expand entrepreneurial activities,

2. Keep track of accounts and show the standard financial reports.

 

 

4. First Rural Investment and Services Project RISP-R 8 (RISP I re-crediting)

Loans for individuals and legal entities which perform entrepreneurial activity of any legal form, engaged in farm activities, processing or marketing agricultural production or other business activities in rural areas.

Loan amount (maximum): Equivalent of 500,000 USD.

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term: 15 years (grace period up to 3 years).

Contribution of the beneficiary: 20% of the total project value.

Eligible activities: 1.Investments in agriculture, conducted for the development of agricultural production and horticulture; 2. Investment for processing development, storage, packaging, marketing and other agriculture subsectors efferent activities, 3. Investments in other non-agricultural economic activity in rural areas, including agro-industrial companies, trade, tourism, handicraft, 4. Working capital for the activities listed above.

 

 

5. Rural Investment and Services Project (RISP II)

Loans for individuals and legal entities which perform entrepreneurial activity of any legal form, engaged in farm activities, processing or marketing agricultural production or other business activities in rural areas.

Loan amount (maximum): 80% of total payments of sub-loan, but no more than the equivalent of 150,000 USD.

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term: 15 years (grace period 3 years).

Contribution of the beneficiary: 20% of the total project value.

Eligible activities: Project finance agricultural and non agricultural activities in rural areas.

Note: The eligible area - beyond the boundaries of the 2 major cities in Moldova: Chișinău and Bălți.

 

 

6. Rural Investment and Services Project, Adaptation to drought(RISP II)

Loans for small and medium enterprises in the agriculture, of any legal organizational form based on private capital, located outside the boundaries of the two major cities in Moldova: Chșinău and Bălți.

Loan amount (maximum): 80% of total payments of sub-loan, but no more than the equivalent of 100,000 USD (20% - grant).

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term: 10 years (grace period up to 3 years).

Eligible activities: The financing is eligible only for irrigation projects.

Eligibility criteria for beneficiaries:  Rural enterprises in the agriculture of any legal organizational form based on private property, with the following eligibility criteria:

1. Are registered under the Moldovan legislation and authorized to expand entrepreneurial activities,

2. Keep track of accounts and show the standard financial reports.

 

 

7. Rural Investment and Services Project 6R RISP2(Re-crediting)

Loans for individuals and legal entities which perform entrepreneurial activity of any legal form, engaged in farm activities, processing or marketing agricultural production or other business activities in rural areas.

Loan amount (maximum): Equivalent of 250,000 USD.

Currency: MDL or USD.

Interest rate: It is modified semi-annually.

Term: 15 years (grace period up to 3 years).

Contribution of the beneficiary: 20% of the total project value.

Eligible activities:All type of activities.

Note: The eligible area - beyond the boundaries of the 2 major cities in Moldova: Chișinău and Bălți.

 

 

8.  National program for Economic Empowerment of Youth (RISP I /FIDA I)

Loans for young entrepreneurs eager to start their own business in rural areas.

Loan amount (maximum): 300,000 MDL, 40% - grant.

Currency: MDL.

Interest rate: It is modified semi-annually.

Term: 5 years (grace period up to 6 moth).

Eligible activities: Investment to purchase a large variety of production equipment and equipment services, including leasing contracts to ensure the development of private rural businesses.

Eligibility criteria for beneficiaries:

1. Young people aged 18 to 30 years at the time of the application form,

2. Citizens of RM,

3. Persons who wish to start their own new business in rural areas, to develop existing businesses in rural areas,

4. People who practice business activities in all legal and organizational forms with its private capital.