Types of deposits

 








Conditions for term deposits offered to individual entities by Banca de Economii S.A.

             

01.04.2012

DEPOZITE ÎN  MDL  
Name of account Term initial ammount Additional replenishment Account withdrawals Interest rate Payment of interest Capitalization
La vedere  - 1 leu  1 leu  yes 0 - -
Econom 2007 6 months 1000 lei 100 lei no 8.00% monthly no
12 months 8.50%
18 months 9.20%
Flexibil  3 months 3000 lei 2000 lei yes 2.00% monthly no
6 months 7.00%
12 months 7.75%
24 months 8.50%
Favor 12 months 35000 lei 5000 lei yes 9.00% monthly no
Adolescenta min 5 years 1000 lei 500 lei no 15,50% at account closing yearly
Perspectiva 5 years 5000 lei 500 lei yes 12.00% monthly yearly
Pensii min 1 year 10 lei 10 lei yes 8,00% monthly, after 1st year yearly
De acumulare cu capitalizare 6 months 500 lei 10 lei yes 2,00% monthly monthly
Încredere 24 months 1000 lei 500 lei yes 11.75% monthly no
36 months 12.50%
Exclusiv 3 months 5000 lei nu no 3.00% monthly no
6 months 8.00%
24 months 10.50%
Jubiliar 7 yaers 700 lei 700 lei yes 13% monthly nu
DEPOZITE ÎN  USD  
La vedere  - 10 $ 1$ yes 0 - -
Flexibil 3 months 300$ 200$ no 1.00% monthly no
6 months yes 3.00%
12 months 3.25%
24 months 3.50%
Rentier  3 months 500$ 100$ no 1.50% monthly no
6 months 3.00%
12 months 3.50%
36 months 6.75%
Favor 12 months 2500$ 500 $ yes 3.75% monthly no
Adolescenta min 5 years 100$ 50 $ no 6.00% at account closing yearly
Perspectiva 5 years 500 $ 100 $ yes 5,00% Lunar yearly
Încredere 24 months 100$ 50 $ yes 5.25% monthly no
36 months 5.50%
Exclusiv 3 months 500$ no no 3.00% monthly no
6 months 5.00%
24 months 5.50%
Jubiliar 7 yaers 70$ 70$ yes 6.00% monthly no
DEPOZITE ÎN  EUR 
La vedere  - 10 EUR 1EUR yes - - -
Flexibil 3 months 300 EUR 200 EUR no 1.00% monthly no
6 months yes 3.00%
12 months 3.25%
24 months 3.50%
Rentier  3 months 500 EUR 100 EUR no 1.50% monthly no
6 months 3.00%
12 months 3.50%
36 months 6.75%
Favor 12 months 2500 EUR 500 EUR yes 3.75% monthly no
Adolescenta min 5 years 100 EUR 50 EUR no 6,00% at account closing yearly
Perspectiva 5 years 500 EUR 100 EUR yes 5,00% monthly yearly
Încredere 24 months 100 Eur 50 EUR yes 5.25% monthly no
36 months 5.50%
Exclusiv 3 months 500 EUR no no 3.00% monthly no
6 months 5.00%
24 months 5.50%
Jubiliar 7 yaers 70 Eur 70 Eur yes 6.00% monthly no
Garantate in conformitate  cu Legea nr. 575 - XV din 26.12.2003 privind garantarea depozitelor persoanelor fizice in sistemul bancar.
                                                Ratele dobînzii sunt flotante.
*) După primil termen de păstrare primeşte  un bonus de 1% la rata dobînzii anuale  

 Interest Rates for deposits in force from April 1st 2012.