Conditions of the interest rates modification and the information of the clients procedure

Annual interest rate on the individual deposits is established in accordance with the type of deposit, the economic situation in the country, the financial and economic position of the Bank. It is approved by the President of the Bank, based on the decision of the Committee of Bank Assets and Liabilities Management.

The bank is allowed to unilaterally modify  the interest rate, unless the deposit conditions foresee, with the obligation to respect a a warning term. The bank informs the depositors on the interest rate modification 15 days before, placing the corresponding announcement on the information boards in the Bank's agencies and on its website.