Loans granted from Bank’s own resources

Legal entities can obtain convenient and easy, loans from Banca de Economii SA, for finance current, medium or long-term activity.

Loan amount is determined depending on need and financial situation of the company.

The requested credit can be granted for:

  • Finance working capital and current expenditures - for a period of up to 24 moths;
  • Investments (purchase of  equipments, purchase and / or construction (reconstruction) of  premises for business) – for a period of up to 36 months;
  • Dual purpose (working capital, investments and current expenditures).

If it’s necessary, the loans may be granted in MDL, USD or EUR, in full, in installments way or as credit line (loans for working capital).

In order to ensure repayment of loans, as collateral is accepted debtor’s own or third person’s assets, without encumbrance and restrictions, as follows: real estate, equipments, vehicles (not older than 7 years), deposit accounts at the Banca de Economii S.A., working capital.