Leasing

Now you can buy your car without paying its cost immediately.

Loan amount:up to 85% of the cost of the car.

Loan maturity: up to 3 years.

Interest rate: 21% p.a.

Method of payment: monthly, based on annuity.

Guarantees: Car which is financed is being registered on the bank’s name until full repayment of the leasing.

Fee for granting the loan: 1% of the loan amount; at the beginning of each following year – 0,5% of the outstanding amount of the loan.

Minimum eligibility criteria:

  • Be a resident of the Republic of Moldova;
  • To meet the minimum age of 21 years, and the deadline for payment may not exceed the retirement age set by the legislation in force RM;
  • have stable sources of income.

Required documents:

  • Questionnaire for the purchase of the real estate;
  • Identity card;
  • Certificate regarding family composition;
  • Documents which prove monthly income of the applicant: Salary certificate issued by the employer or certificate regarding income & expenses  (for individuals who practice freelance); Work record card / work contract / authorization for the realization of the certain activity  (original and copy); Income statement, if applicable; Other additional documents which may prove Beneficiary’s solvency.
  • The same documents have  to be presented for the spouse, in case when the Beneficiary does not have sufficient sources of repayment;
  • Bills of household expenses for the closest date possible (receipts);
  • Documents which prove the ownership right of real estate (land, house, car) and other assets (deposits);
  • Contract and insurance policy for  life and loss of ability to work;
  • Mandatory Medical Insurance Policy;
  • Confirmation from the supplier of the technical parameters and of the purchase price for the car.